Social Security Disability Benefits

How Does Age Affect Social Security Disability Benefits?

Social Security Disability, or SSD, is a financial lifeline provided to people who have experienced a medically determinable disability that limits their ability to engage in gainful employment. Several factors, such as accidents, chronic health conditions, and genetic disorders, can cause these kinds of disabilities.

As much as these cases can befall anyone, one common question that many ask is whether age does affect social security disability claims and benefits. If this question concerns you, the simple answer is “yes.” Age does affect SSD to some extent.

Contrary to public assumption, the Social Security Administration does pay attention to several factors when determining disability claims. One of these factors is age. Besides checking your medical impairment, the SSA authorities will also check the grid chart guidance. This chart often provides an age bracket that dictates the eligibility for benefits. Also, the grid considers the individuals’ education levels, skills, and experience.

What Does the Social Security Grid Do?

The SSD grid system boasts an organized and user-friendly approach, dividing information into age brackets for effortless reference. Here’s what people from different age groups can expect when the authorities evaluate their claims:

Ages 18- 44

A huge percentage of individuals in this age bracket find it challenging to get their disability claim approved. According to the grid, individuals in this age bracket still have a high chance of adapting to a new job or environment for sustainability. However, besides age, other factors need careful consideration as well.

Ages 45-50

This age group covers the second category in the grid system. Though rare, individuals in this group may still qualify for disability if they can only perform sedentary work or lack the skills to perform other various jobs. Also, if you are illiterate and are in this bracket, the SSA may consider you disabled.

Ages 50-54

When a person reaches 50, they can qualify as disabled if they lack education or skills or can only perform sedentary work. Also, SSD administrators argue that if such individuals have any disability, then their age makes it increasingly difficult to start or change careers.

Ages 55-59

This bracket is also known as advanced age. Here, a person can qualify as disabled if limited to light or sedentary work. In addition, even if you have an education, you can still be eligible for a disability claim if you cannot contribute directly to skilled jobs.

Ages 60 and Above

The Social Security Administration recognizes that people approaching retirement age find it more challenging to find new employment due to the increased age-related factors and declined physical capabilities. Therefore, claimants in this age bracket get more lenient treatment when applying for disability benefits.

Conclusion

As you can see, age can significantly impact your social security disability claims. Older individuals stand a better chance of receiving benefits than younger persons due to their reduced employability, work adaptability, and retirement proximity.

If you are navigating Social Security Disability claims and are not sure if you qualify, the law firm of Morgan, Collins, Yeast & Salyer suggests contacting a certified professional to know more. Remember, your financial security matters a lot. So, take the necessary steps to secure the benefits you deserve.

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