Top Online Stores That Accept ECheck As Payment

EChecks are a convenient mode of payment, wherein you can buy items and pay items. There’s more – you can also choose from the source of spending. This wasn’t an option that was available earlier, but is now highly preferred by customers. Here’s a list of the top online stores that accept eChecks online as a payment method.

What Is an eCheck?

An eCheck is an electronic cheque; the digital counterpart of a physical check. When a buyer uses an eCheck to pay for a service, the money gets automatically transferred from the buyer’s checking account and is sent over to the payee’s account.


Amazon is a multinational company that deals in e-commerce, digital streaming, and artificial intelligence. Their primary revenue stems from online purchasing and digital streaming.

Amazon allows you to add a checking account under your profile and use eChecks to make your purchases. However, you cannot purchase gift cards or make purchases higher than a specified limit. This limit is based on your previous purchase history with Amazon.

You cannot attain their ‘Prime’ membership or place a ‘Subscribe and Save’ order with a retailer either when you use eChecks. If you choose to buy something from an individual retailer on the Amazon marketplace, it is at the retailer’s discretion whether they accept eChecks or not.


Macy’s is an international clothing company that sells fast fashion in both physical and online retail stores. They accept eChecks via PayPal. You can contact Paypal for any payment related queries and Macy’s to inquire about the product itself.


Walmart is a multinational corporation based out of the USA that runs hypermarkets, grocery stores, and department stores. They are a brand known for their low prices and deep discounts.

Walmart was one of the first online merchants to accept eChecks. They allow you to add a checking account to your Walmart card and use eChecks in the shipping and payment portal.

Walmart uses Certegy to process eChecks.


eBay is an online portal wherein sellers can auction items to the general public and target a specific audience of their choice. They are a multinational corporation that acts as a platform of verification for these sellers and buyers.

eBay allows eChecks, but the items are not shipped till the payment is credited into the buyers’ account. Also, remember to choose the eCheck option each time under the ‘Pay with PayPal’ option.


They are a vast retail corporation that operates in the US. Target offers wholesale and single item buying options at low prices. Target allows payment through eChecks under any checking account. However, you cannot buy their gift cards or wholesale items under this option.

A bonus is that they accept multiple payment options on the same order, so you can pay from your first source of money and send an eCheck to cover the rest later on.

Abercrombie and Fitch

They are an apparel and accessories brand based out of Ohio, focusing on casual wear at an affordable price. They have outlets around the world, with the added websites of other brands like Hollister, that are a part of the same corporation.

While they are among the online stores that accept eChecks, they only do so via PayPal. They do, however, ship the items right after the purchase.

Oriental Trading

An internet retailing company that started off as a gift shop, Oriental Trading is a direct merchant for art and crafts supplies, school supplies, toys, and novelty items. They also offer free shipping on orders above $49.

They only accept eChecks through PayPal. Oriental Trading also requires you to fill out an order form for all payments.

A Few Parting Words

So, there you have it! These are just a few of the online stores that accept eChecks. Smaller local outlets and several Etsy stores also accept eChecks. There are multiple checking account options like PayPal, Venmo, and Certegy that allow you to create eChecks.

eChecks take less time, and the entire payment process is handled securely through a third party, which even leaves you with a chance to ask for a refund, should you so desire.